http://www.photoshopfiles.com/
Layer styles and a lot of other free to use stuff here. Some require permission and/or link back.
Welcome to Photoshop Files .com
Welcome to PhotoshopFiles, you are on the right website if you are looking for free Adobe Photoshop files. All the files and resources found here are available for free download thanks to our members.
After you register, you can download as many files as you want. If you want to show off your work, we would love it if you would upload it!